Terms & Conditions

Please read these Terms of Use carefully before purchasing, accessing or using any of our programmes, products, or services.

BusinessOPS is owned and operated by Chloë Forbes-Kindlen, trading as BusinessOPS (“Company”, “we”, or “us”). The term “you” refers to any purchaser and/or user of any of our programmes, products, and/or services.

By using our website, purchasing, or accessing any of our content, you agree to the Terms of Use as outlined below.

1. Acceptance of Terms

By accessing, downloading, purchasing or using our website or services, you agree to these Terms of Use, our Privacy Policy, and any other applicable terms.

If you do not agree with these Terms, please do not use our website, programmes, products, or services.

These Terms require arbitration (in Scotland) for dispute resolution and limit legal remedies available to you.

2. Updates to These Terms

We may revise and update these Terms at any time. All changes are effective immediately upon posting and apply to your continued use of our website and services.

We encourage you to review this page periodically to stay informed.

3. Privacy

Your use of our website is subject to our Privacy Policy. By using our website, you consent to the terms of our Privacy Policy.

4. Age Restrictions

Our services are intended for users aged 13 and older. By using our services, you confirm that you meet this age requirement.

5. Disclaimers

General Disclaimer

Our programmes, products, and services are for informational and educational purposes only. We exclude liability for any direct or indirect loss resulting from your use of our content.

Medical Disclaimer

Nothing provided by us is intended to substitute professional medical or mental health advice. Always seek advice from a qualified health professional.

Legal and Financial Disclaimer

We do not offer legal or financial advice. Consult your own legal or financial advisor for guidance.

Earnings Disclaimer

We make no guarantees regarding results or income from using our services. Your success depends on your own efforts and circumstances.

6. Intellectual Property Rights

All content is owned by BusinessOPS. You are granted a limited licence to use our materials for personal use only. You may not copy, reproduce, distribute, or exploit our content without written permission.

You are expressly prohibited from:

• Reselling or sharing our content

• Claiming our content as your own

• Creating derivative works

All rights not expressly granted are reserved.

7. Account Access & Security

You may be required to register or create an account. You are responsible for maintaining the confidentiality of your login details. We reserve the right to disable accounts if misuse is detected.

8. Technology Disclaimer

We aim for uninterrupted access but cannot guarantee it. We are not liable for temporary unavailability due to maintenance or technical issues.

9. Errors and Omissions

We strive for accuracy but cannot guarantee that all content is error-free or up to date. You use the information at your own risk.

10. External Links

Our website may link to third-party sites. We are not responsible for their content or policies. Use them at your own discretion.

11. User Contributions

If you post or submit content, you grant us a worldwide, perpetual licence to use, display, and distribute your content. You retain ownership but give us the right to use it for business purposes.

12. Media Release

By participating in our programmes or communities, you consent to being photographed or recorded and grant us the right to use such media in our marketing.

13. Payment Terms

By purchasing, you authorise us to charge your payment method. All sales are final. No refunds are given unless required by law.

We reserve the right to cancel your access if payment fails or a chargeback is initiated.

14. Security

We take precautions to protect your data but cannot guarantee full security due to the nature of the internet. You submit data at your own risk.

15. Personal Responsibility

You are responsible for your use of our services. Results vary based on individual effort and circumstances.

16. Indemnity and Limitation of Liability

You agree to indemnify us against any claims arising from your use of our services. We are not liable for any damages, losses, or consequences resulting from your use of our website or services.

17. Arbitration & Governing Law

Any disputes will be resolved through binding arbitration in Scotland. You waive your right to participate in class actions.

18. Termination

We may terminate your access at any time if you breach these terms. You remain responsible for outstanding payments.

19. Entire Agreement

These Terms, along with our Privacy Policy and Disclaimer, constitute the entire agreement between you and BusinessOPS.

20. Contact

If you have questions about these Terms, please contact: Email: support@businessops.co.

Thank you for reviewing our Terms of Use.